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STANDARD CHARTERED BANK Complaints & Reviews - without information charging EMI of loan & still no hearing



Location: NEW DELHI,DELHI,India
 UMA SHANKAR on 07-06-12
without information charging EMI of loan & still no hearing
Ref: SCB Credit Card No. 4541 XXXX XXXX 0721
Sub: without information charging EMI & still no hearing/solution

Dear Sir

I regret to inform you that I had taken personal loan of Rs. 145000/- for three years on 15th March 2012 on credit card basis. I was told that EMI of the Loan will be paid from April 2012 onwards.

Thereafter, I received only one credit card Statement dated 25.03.2012 for Rs. 6637.63 and I pad made the payment through cheque for Rs. 6638.00 before the due date 16.04.2012.

After that I received below mentioned two credit card statements
1) Dated 25th April 2012 for Rs. 5610.60 for EMI of Loan
2) Dated 25th April 2012 for Rs. 5920.05 for previous month outstanding balance of EMI
{including interest of delay}

After receipt of above credit card statements I talked with customer to rectify the same but they advised to send mail to and I have sent more than 8-10 emails but they are not giving reply. I received only auto response from your SCB server.

Again I discussed with customer care and he sent my feedback to higher authority but he did not give me any complaint/request number. I have received a call from collection department and explained the complaint to him. He assured me that information would reach in concern department for rectification. But daily I am getting SMS alert for payment.

Now I have received below two credit card statements on 25th May 2012.

1) Dated 25th May 2012 for Rs. 6354.25 for current EMI of Loan {including intt & late payment charges etc for Rs. 749.70}
2) Dated 25th May 2012 for Rs. 6161.70 for previous outstanding balance {including interest etc}
{I will make the payment for correct amount for Rs. 5604.55 & 507.97 which is ok. No interest+delay charges+penalty etc. to be paid}
I am sending my complaint from the beginning of problem but these people are not giving reply now and interest/delay charges increasing timely.
I request you again and again please resolve the problem urgently

Please confirm

Uma Shankar
Mob: 9810472103
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